We offer a wide range of financial services. Whether you are looking to purchase a new home, refinance your existing home, or consolidate your debts we have the right solutions for you!
Best Rates:
We take the time to listen to your needs and look at the whole picture to approve your first mortgage. This includes situations that fall outside traditional lending categories and include:
Whether you are taking on your first or second mortgage, we offer a number of services to help you:
Over-extended credit card and consumer debt is the number one problem Canadians face today. Credit card companies want you to ignore the issue. Imagine shrinking your monthly payments by up to 70%.
A HELOC (home equity line of credit) is an alternative way to borrow. With a HELOC, your home’s equity becomes collateral to provide you with a supply of credit. You decide how much credit you need, when you need it, then repay it when you can. There is never a penalty to pay off your balance.
A HELOC is flexible the way a loan isn’t. Once approved, a line of credit can be accessed any time, for any amount up to your limit. With a loan, you need to re-apply every time you want more funds.
A HELOC is an essential asset for today’s homeowner – you are only charged interest on the amount you use, not your available balance. The majority of HELOC’s include interest-only payments and you can pay any amount towards your balance penalty free.
Mortgage Renewal:
When your mortgage term is up, it becomes open for renewal. Renewal allows you to negotiate a new term and a new interest rate for your mortgage. Your bank will not automatically offer you the best rate – be sure to shop the market.
Refinance/Home Equity:
Your home equity can be a valuable financial resource, enabling you to access credit at rates that are generally lower than other forms of borrowing. Some popular reasons to refinance include:
Best Rates:
We take the time to listen to your needs and look at the whole picture to approve your first mortgage. This includes situations that fall outside traditional lending categories and include:
- Self-employed
- Non-income verifiers
- Credit issues
- Financial distress situations
- New immigrants
Whether you are taking on your first or second mortgage, we offer a number of services to help you:
- consolidate your debts to improve cash flow;
- turn your home equity into cash when you need it most (home repairs and renovations, education financing, special events like vacations and weddings);
- earn a return on your home equity through investments.
- prime mortgages well below posted rates;
- construction and bridge financing;
- high ratio second and third mortgages
- Mortgage with no down payment
- Mortgage for newcomers with no credit
Over-extended credit card and consumer debt is the number one problem Canadians face today. Credit card companies want you to ignore the issue. Imagine shrinking your monthly payments by up to 70%.
- Reduce your mortgage rate and payment; eliminate consumer debt
- Take advantage of remarkably low interest rates to simply your finances
A HELOC (home equity line of credit) is an alternative way to borrow. With a HELOC, your home’s equity becomes collateral to provide you with a supply of credit. You decide how much credit you need, when you need it, then repay it when you can. There is never a penalty to pay off your balance.
A HELOC is flexible the way a loan isn’t. Once approved, a line of credit can be accessed any time, for any amount up to your limit. With a loan, you need to re-apply every time you want more funds.
A HELOC is an essential asset for today’s homeowner – you are only charged interest on the amount you use, not your available balance. The majority of HELOC’s include interest-only payments and you can pay any amount towards your balance penalty free.
Mortgage Renewal:
When your mortgage term is up, it becomes open for renewal. Renewal allows you to negotiate a new term and a new interest rate for your mortgage. Your bank will not automatically offer you the best rate – be sure to shop the market.
- Time to renew? We have Banks, Trust Companies and Financial Institutions compete for you
- Restructure your mortgage – pay it off years sooner, save thousands in the process
- Upon renewal, get a 100% free transfer and a detailed mortgage assessment for the lowest rate possible
Refinance/Home Equity:
Your home equity can be a valuable financial resource, enabling you to access credit at rates that are generally lower than other forms of borrowing. Some popular reasons to refinance include:
- Home renovations
- Investments
- Second properties
- Debt consolidation
- Retirement planning
- Education
- A need for Cash Flow
